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At KDM Wealth Management, we offer comprehensive financial planning services tailored to individuals at every stage of life. Whether you are beginning your career, enjoying retirement or anywhere in between, our team can help you develop a financial plan aligned with your goals and designed to support your long-term financial success.

Early Career

Our early career services focus on building the wealth you need to live the life you want. Whether you want to save up for a down payment on a home or jump-start your retirement saving, we can help. Our services include:
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Education Savings
Estate Planning
Development of Retirement Income Plan
Portfolio Management
Savings Plan Development & Execution
Tax Minimization

Late Career/Retirement

Our late career/post-retirement services help you to create a sustainable plan for life after retirement. These include:
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Execution of Retirement Income Plan
Philanthropic Planning
Multigenerational Planning
Portfolio Management
Tax Minimization
Estate Planning
Development of Retirement Income Plan

Early Career

Our early-career services are designed to help you build the financial foundation necessary to support the life you envision. Whether you're preparing for a future home purchase or looking to accelerate your retirement savings, we provide guidance tailored to your goals.

Our services include:
‍
• Education Savings
• Estate Planning
• Development of Retirement Income Plan
• Portfolio Management
• Savings Plan Development & Execution
• Tax Minimization

Late Career/Retirement

Our late-career and post-retirement services are designed to help you establish a sustainable, long-term plan for life after you retire.

These services include:
‍
• Execution of Retirement Income Plan
• Philanthropic Planning
• Multigenerational Planning
• Portfolio Management
• Tax Minimization
• Estate Planning
• Development of Retirement Income Plan

Our Four Pillars

All of our services are guided by our four core pillars, which we believe are essential to
delivering a constructive and meaningful financial planning experience.

COMPETENCE

While degrees and certifications are important, experience is equally essential—and we offer both. We draw on our extensive background in portfolio design and management, financial planning, and risk management to help address your financial needs, minimize tax exposure, and ensure your assets are transferred to future generations according to your wishes.

COACHING

Through education and clear communication, we help our clients navigate emotions, avoid costly missteps, and maintain peace of mind. When we develop a customized investment proposal, we ensure you understand not only the strategy itself but also the principles behind it. We also recognize the value of a second opinion on major financial decisions, and KDM is here to provide the guidance and confidence you need to move forward.

CONVENIENCE

KDM manages the detailed execution of your financial plan so you can focus on what matters most. We save you time by continuously monitoring and rebalancing your portfolio, and coordinating with other professionals as needed to ensure seamless, comprehensive support.

CONTINUITY

Involving family in the financial planning process can be important. We offer multi-generational planning, allowing your children to participate in the process if desired. Additionally, KDM ensures continuity in the event of unexpected circumstances, providing peace of mind that your spouse’s/family's financial needs will be fully supported.

Fee Structure

KDM Wealth Management operates on a fee-based structure, meaning our success is tied directly to the performance of your portfolio. This alignment ensures that our objectives mirror yours: we succeed when your portfolio grows. A fee-based approach also allows us to evaluate and select investment products solely based on your financial goals, without the conflict of interest that can arise from commission-based incentives.

As a boutique firm, KDM avoids the overhead of large investment management corporations, and we pass those savings directly to you through lower fees. Fees are structured as follows:

Clients with over $1 million in assets under management:
     Assets Under Management         Annual Fee Rate
         First $1,000,000                           0.95%
        $1,000,001 to $2,000,000          0.70%
        $2,000,001 to $3,000,000         0.35%
        $3,000,001 and up                       0.15%

Clients with under $1 million in assets under management:‍
     Assets Under Management         Annual Fee Rate
         First $500,000                             1.20%
        $500,000 to $1,000,000           0.70%

Interested in learning how our team can help you achieve your financial goals?

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